Sustainability Disclosure Document: OneFamily Global Equity Fund

Our climate-focused approach

The more companies do to reduce their impact on the environment, the more likely it is this fund will invest in them.

That's because the fund's approach to selecting company shares involves, not only assessing their current business impacts, but also looking at what they're doing to adapt their business models to reduce future environmental impact.

Robust criteria

Our fund managers assess and score 1,500-2,000 companies that form the MSCI World Index, based on multiple climate-focused criteria:

• Carbon intensity
• Fossil fuel reserves
• Brown revenues
• ESG (Environmental, Social and Governance) risks
• Green revenues
• Adaptation score - action plans for reducing future impact on the environment.

After applying these criteria, typically more than half of the companies from the index are excluded from the fund, so only those that score the highest remain. See “Sustainability metrics” section for more detail.

The fund’s exclusion criteria will naturally filter out more of the companies in the most polluting sectors (like energy and mining), although some of the best within these sectors will remain, as they will have demonstrated robust plans to adapt their business models to reduce their future impact on the environment.

Regular monitoring

Companies must keep striving to be sustainable too. Companies in the MSCI World Index are scored four times a year ensuring your money will only invest in the highest scoring company shares.

Potential for higher returns

We believe our climate-focused approach should result in better returns for our customers as we will only invest in the best, most forward-thinking businesses from around the world. Of course, returns aren’t guaranteed, and your investment can go down as well as up.