How to access your OneFamily Junior ISA
You can become the registered contact for your Junior ISA account from the age of 16. Then, at 18, you can decide what you’d like to do with the money in your account.
Register for an online account and download Yoti
You can do this as soon as you turn 16. Before your 16th birthday, someone with parental responsibility will need to be the registered contact – usually your parent or legal guardian. They can create an online account to see your Junior ISA and pay money in, but they’ll never be able to withdraw money from it.
It's also a good idea to download and set up the digital ID app Yoti as you'll need to use this to prove who you are if you decide you'd like your money transferred to your bank account when you turn 18.
Tip: You'll need your National Insurance number to register. Here’s how to find it.
Consider your options
If you’re not yet 18, take this time to think about what you’ll do with your money when you’re able to access it.
You can choose to keep saving or spend it all straight away, or you can let yourself have fun with some of the money but keep the rest invested and safe from temptation.
Tip: You can take some of your money to spend and keep some invested
Tell us what you’d like to do
Once you’re 18, the choice is yours.
You’ll need to log into your online account where you can withdraw money either by bank transfer or by asking us to post a cheque.
You also now have the option to move money into an ISA or a Lifetime ISA.
Tip: If you’ve not yet decided what to do, it’s ok to do nothing!
You may also be interested in:
What are the next steps for my Junior ISA?
At 18, you’ll be able to log into your online account and tell us what you’d like to do with the money in your Junior ISA. What are your choices?
What are ISAs?
ISAs can help you to save for your future but while they're often talked about, you might not have been told what they actually are.
Should you save or invest for the future?
When you turn 18, you'll be able to choose what to do with the money in your Junior ISA.
What happens when a junior ISA matures?
Find out more about how the maturity process works, what to do to gain control of your money and what your options are.