How to open a OneFamily Lifetime ISA
Your first step is simply to choose which of our two funds you'd like to invest in. The details of both are below. If you change your mind later on, you can switch at any time, free of charge.
Once you've decided, click on the apply button at the bottom of the page and you'll be taken to a short application form. This should take no more than 10 minutes to complete and will bring you a step closer to buying your first home.
Our Lifetime ISA invests in stocks and shares. Investments can go down as well as up in value so you could get back less than you put in.
Don't forget, if you withdraw money for anything other than your first home deposit, you'll have to pay a withdrawal penalty fee (unless you've turned 60 when you can withdraw money for anything you like).
Global Equity
For more adventurous long-term investors
Global Equity invests in company shares.
When deciding which shares to buy, Global Equity takes into account how sustainable companies' business models are and what they're doing to lessen their negative impact on the environment.
Annual Management Charge 1.1%
Risk rating
Lower HigherYou can find out more about Global Equity in our Key Information Document and Fund Factsheet
Despite having an investment focus on the climate, we've chosen not to apply a UK Sustainable Investment Label* for this fund. Find out why below.
Global Mixed
For more cautious long-term investors
Global Mixed invests at least 65% of your money into lower risk, fixed-interest assets, which makes this fund a more cautious investment option compared to Global Equity. This element of the fund doesn’t use Global Equity's climate-focused criteria.
Up to 35% of this fund invests in climate-focused company shares via the Global Equity fund.
Annual Management Charge 1.1%
Risk rating
Lower HigherYou can find out more about Global Mixed in our Key Information Document and Fund Factsheet
*UK Sustainable Investment Labels
"Sustainable Investment Labels" have been introduced to help investors find products that have a specific sustainability goal, although not every fund that uses sustainable criteria qualifies for these labels. Because the way Global Equity invests doesn't exactly align with the definition used for these labels, this product doesn't have a UK Sustainable Investment label.
More information on sustainability labels, and a reminder of how Global Equity targets sustainable environmental outcomes, can be found in our sustainability disclosure document.
Find out about UK Sustainable Investment Labels on the Financial Conduct Authority website.