What happens when my child turns 18?
When your child turns 18, their Child Trust Fund or Junior ISA will “mature”. That means that they’ll be able to access the money.
They'll also automatically become the Registered Contact, which means you won’t be able to see their Child Trust Fund or Junior ISA in your own online account. Your child will need to register for their own account to access their money.
You can find out more about their options in our Next Steps guides:
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What happens to your junior ISA when you turn 18?
When you turn 18, your junior ISA (JISA) will “mature”, meaning you can access the money that’s been saved for you. Find out more about what happens to your JISA when it matures.
Maturity Insights
When you turn 18, your Child Trust Fund or Junior ISA "matures", meaning that the money in your account becomes available.
Find out about how to access your money and how to use it to create the future you want.