My Junior ISA is maturing, what are my options?
Your Junior ISA matures when you turn 18.
At this point, your Junior ISA automatically becomes an Adult ISA. You can leave it where it is or you might decide to withdraw some, or all, of your money or move it into another product.
You can:
- Leave your money where it is, invested in your Adult ISA
- Take some money out and leave the rest in your Adult ISA
- Take some money out and move the rest into another investment product, such as our Lifetime ISA or Stocks and Shares ISA
- Sell all your investments to withdraw all the money
You can find out more in our Next Steps guide
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What happens to your junior ISA when you turn 18?
When you turn 18, your junior ISA (JISA) will “mature”, meaning you can access the money that’s been saved for you. Find out more about what happens to your JISA when it matures.
Should I reinvest my Junior ISA money?
When you turn 18, you'll be able to decide what to do with your junior ISA money. One of your options is to reinvest some or all of your money. But what does it mean to reinvest your money, and how can you know if it's right for you?
How to access your Junior ISA
When you turn 16, you'll be able to take control of your junior ISA, and you'll be able to access your money at 18. Find out how the process works and how you can access your junior ISA.
Maturity Insights
When you turn 18, your Child Trust Fund or Junior ISA "matures", meaning that the money in your account becomes available.
Find out about how to access your money and how to use it to create the future you want.