Our Child Trust Fund at a glance...
What will you use your child trust fund for?
I want to fund my future by growing my money
Your child trust fund could be the start of something huge.
Moving it into a stocks and shares ISA via your online account means it stays invested and has the potential to grow into a fund that will support your next chapter, whatever that turns out to be.
I want to buy my own place
The sooner you start putting money away, the sooner you can make that happen!
And if you move your child trust fund money into a lifetime ISA (LISA) in your online account, you'll also get up to £1,000 a year from the UK government towards your house deposit.
I want to spend the money
We get it, there are very few times in our lives when we're given money so it's tempting to blow it all!
But this is also an opportunity to grow that money and use it for something more. Why not take some out now and keep the rest invested? You'll see an option to do this in your online account after you turn 18.
Looking to move an existing child trust fund to OneFamily?
Find out about transfers
Anything else you need to know? Explore our FAQs
Register to manage your, or your child's, OneFamily Child Trust Fund
To see your OneFamily Child Trust Fund, you need to register for an online account.
You must be at least 16 years old to manage your own Child Trust Fund.
Until then, your parents can register for their own online account which will show them your child trust fund. But as soon as you reach 16, you can register and take over.
You'll be able to access the money in your Child Trust Fund through your online account once you turn 18.
Frequently asked questions about OneFamily Child Trust Funds
When you turn 18. This is when your Child Trust Fund “matures”, which means the money becomes available.
It’s not possible to withdraw any money from your Child Trust Fund before you turn 18.
Campaign for better access to Child Trust Funds for children who lack mental capacity
Not only have we changed our own approach so that families don’t need to go through a lengthy and costly process, we’re also lobbying the UK government.
We’re asking Westminster to make this simplified process the norm for the estimated 200,000 children who don’t have mental capacity to access their CTF.
