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How to budget, cut costs and save money

Make your money to go further with our budgeting and money saving guides.

Looking for ways to grow the money you're saving and stay ahead of inflation? Take a look at our guides to saving and investing.

How to budget

Budgeting isn't about not spending money. A good budget will simply help you to work out what your priorities are and help you to see how much money you can spend without getting into debt.

Find out more about budgeting:

How to cut costs, spend less and save for the future

Spending less isn't just about finding discount codes and using cashback apps. Changing your attitude to spending can make a real, and long-lasting, difference to your bank balance.

Find out more about improving your financial wellness:

UK government schemes to save you money

From lifetime ISAs for first-time buyers to subsidised childcare for parents, there are schemes out there to support those who need financial help.

Find out about current government schemes and benefits:

Preparing for adult life: making and saving money as a teenager

If you're saving up to go travelling after your A-levels or putting some money aside for university, you need to know how to make the most of the money you're working hard to earn.

Look for accounts with high interest rates that won't charge you to take your money out when you need it (some ask you to leave it in the account for a set period of time, which might not work for you) and be strict with yourself about saving - it's a good idea to write a realistic budget that you know you can stick to.

Find out more about saving money as a young adult: